Terms of service.
Welcome to SKG Universe. This platform, operated by Sabrina K. Garba, is designed to support women, gender-expansive individuals, and advocates on their journey of personal growth, professional development, and community connection. By accessing and using this website, you agree to the following terms and conditions.
1. Acceptance of Terms
By accessing, browsing, or using any part of the SKG Universe website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy. If you do not agree to these terms, please do not use the site.
2. Services Provided
SKG Universe provides resources, courses, community features, and membership opportunities focused on well-being, financial health, intentional living, and empowerment. All content is designed for educational and informational purposes only.
3. Membership and Account Responsibilities
If you become a member of SKG Universe, you are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account. SKG Universe and Sabrina K. Garba reserve the right to terminate accounts or refuse service at any time for any reason.
4. Intellectual Property Rights
All content on SKG Universe, including but not limited to text, graphics, logos, images, and course materials, is the property of Sabrina K. Garba or its content suppliers. Unauthorized reproduction, distribution, modification, or public display of any content is prohibited without prior written permission.
5. Use of Content
You may view, download, and print materials from SKG Universe for your personal, non-commercial use only. Any other use of the site’s content is strictly prohibited unless authorized by SKG Universe and Sabrina K. Garba.
6. User Conduct
You agree not to use SKG Universe for any unlawful or prohibited purpose. You agree not to use the site in any manner that could damage, disable, overburden, or impair it, nor interfere with others’ enjoyment of SKG Universe.
7. Disclaimer of Warranties
SKG Universe is provided on an "as-is" basis without warranties of any kind, either express or implied. Sabrina K. Garba and SKG Universe disclaim all warranties to the fullest extent permitted by law, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
8. Limitation of Liability
SKG Universe and Sabrina K. Garba will not be liable for any damages arising from the use of, or inability to use, the website or any services provided, including, but not limited to, incidental, punitive, or consequential damages, to the fullest extent permitted by law.
9. Third-Party Links
SKG Universe may contain links to third-party websites. These are provided for your convenience and do not imply endorsement or responsibility by SKG Universe for the content or practices of such websites.
10. Modifications to Terms
SKG Universe reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the site following any changes indicates your acceptance of the new terms.
11. Governing Law
These terms shall be governed by and construed per the laws of the state or country in which SKG Universe is registered, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms of Use, don't hesitate to contact us at sabrina@skguniverse.com.